“五险一金”

endowment insurance 养老保险
medical insurance 医疗保险
unemployment insurance 失业保险
employment injury insurance 工伤保险
maternity insurance 生育保险
housing fund 住房公积金 ( house accumulation fund)

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endowment: [ in'daumənt ]                n. 捐助,天赋,才能

例句与用法:
1. Not everyone was born with such endowments as you.
 并非所有的人生来都像你这样有天赋。 
2. He has natural endowments in music.
 他在音乐方面有很高的天赋。 
3. The Oxford has received numerous endowments.
 牛津获得了许多捐款。

endowment policy [BrE] technical
an insurance arrangement that pays you a sum of money after an agreed period of time.