CnOpenData 银行系统效率和稳定性

时间区间

1960-2021

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字段展示

银行系统效率和稳定性-英文字段	银行系统效率和稳定性-英文字段	指标说明
Country/Area	国家/地区
Code	代码
ContinentCode	大陆板块代码
Year	年份
Bank lending-deposit interest rate spread	银行贷款-存款利率利差	Definition: Difference between the lending rate and the deposit rate. The lending rate is the rate charged by banks on loans to the private sector and the deposit interest rate is the rate offered by commercial banks on three-month deposits.
Bank cost to income ratio, in percent	银行成本与收入比率，百分比	Definition: Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
Non-performing loans as percent of all bank loans	不良贷款占所有银行贷款的百分比	Definition: Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming loans before the deduction of specific loan-loss provisions). The loan amount recorded as nonperforming should be the gross value of the loan as recorded on the balance sheet, not just the amount that is overdue.
Bank overhead costs, percent of total assets	银行管理费用，占总资产的百分比	Definition: Operating expenses of a bank as a share of the value of all assets held. Total assets include total earning assets, cash and due from banks, foreclosed real estate, fixed assets, goodwill, other intangibles, current tax assets, deferred tax assets, discontinued operations and other assets. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
Bank interest revenue, percent of interest-bearing assets	银行利息收入，占生息资产的百分比	Definition: Accounting value of bank's net interest revenue as a share of its average interest-bearing (total earning) assets. The numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
Bank credit as percent of bank deposits	银行信贷占银行存款的百分比	Definition: The financial resources provided to the private sector by domestic money banks as a share of total deposits. Domestic money banks comprise commercial banks and other financial institutions that accept transferable deposits, such as demand deposits. Total deposits include demand, time and saving deposits in deposit money banks.
Banking system regulatory capital to risk-weighted assets	银行系统监管资本占风险加权资产的比例	Definition: The capital adequacy of deposit takers. It is a ratio of total regulatory capital to its assets held, weighted according to the risk of those assets.
Bank return on assets, in percent	银行资产回报率，百分比	Definition: Commercial banks’ pre-tax income to yearly averaged total assets. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
Bank return on equity, in percent	银行股本回报率，百分比	Definition: Commercial banks’ pre-tax income to yearly averaged equity. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
Banking system z-scores	银行系统z-分数	Definition: The index captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
Bank liquid assets to deposits and short-term funding	银行流动资产对存款和短期资金的比例	Definition: The ratio of the value of liquid assets (easily converted to