本文主要介绍了基于原始交易记录的正常结算流程、银行结算及清算过程，并探讨了商户基于银行支付数据的结算方式及其清算机制。
transaction flow ok
settle/fee adjust and perfect
update txn_ctrl with payment from bank data
bank
settle:base on org txn_ctrl record make normal settle data
reckoning:compare bank reckoning with our settle data
merchant
settle:base on bank payment data
reckoning:
settle/fee adjust and perfect
update txn_ctrl with payment from bank data
bank
settle:base on org txn_ctrl record make normal settle data
reckoning:compare bank reckoning with our settle data
merchant
settle:base on bank payment data
reckoning:
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