proof of reserves and proof of liabilities and fractional reserve

最新推荐文章于 2022-08-25 18:58:14 发布

原创最新推荐文章于 2022-08-25 18:58:14 发布 · 236 阅读

CC 4.0 BY-SA版权

本文解释了储备证明和负债证明的概念。储备证明是指能够证实控制一定数量特定资产的证据；而负债证明则是指证明欠债不超过特定资产数额的证据。例如，如果一家交易所能证明其拥有15,000个比特币的储备，并且只对其客户欠下不超过14,500个比特币的债务，则可以认为该交易所在比特币持有方面是偿付能力良好的。

https://bitcoin.stackexchange.com/questions/45907/what-does-proof-of-reserves-and-proof-of-liabilities-mean

5down voteaccepted

Proof of reserves: This is proof that you actually control at least a particular amount of particular assets.

Proof of liabilities: The is proof that you do not owe more than a particular amount of particular assets.

So, for example, if an exchange can prove that it has reserves of 15,000 Bitcoins and that its owes its customers no more than 14,500 Bitcoins, then it has proven that its Bitcoin holdings are solvent.

answered Jun 14 '16 at 20:41

David Schwartz

44.4k487159

Does "proof of reserve"s mean the same as "proof of assets" ? Thank you – elenaa Jun 17 '16 at 19:02
@elenaa They can have slightly different implications, but their meanings overlap. For example, if you wanted to borrow my car and I wanted to be sure you could pay for any damage you might do to my car, I might demand a proof of assets. But that wouldn't be a proof of reserves because no obligation currently exists to reserve funds to meet. Reserves are assets reserved to cover specific liabilities. – David Schwartz Jun 17 '16 at 20:04