trunc(months_between(CON.MATURITY, CON.START_DATE) / 12);
select trunc(months_between(sysdate,sysdate-444)/12) from dual;
trunc(months_between(CON.MATURITY, CON.START_DATE) / 12);
select trunc(months_between(sysdate,sysdate-444)/12) from dual;