博客主要探讨购房按揭的还款方式，介绍了等额本息还款法和等额本金还款法的计算方式。通过具体案例对比，显示两种方式利息总额相差超10万元，多数人选择的等额法还款压力均衡，但利息支出多；递减法前期压力大，后期轻松且能节省利息。
买房按揭如今是最寻常不过的了，可又有多少人明白什么样的还款方式最合算呢？不同的还款方式，可能有人的还款总额要多出10几万元。购房按揭的还款方式主要有两种，即等额本息还款法(等额法)和等额本金还款法(递减法)。前者是将消费者所贷款的总额(本金)，加上贷款年限内本金产生的总共利息，得出本息总额，然后除以贷款的总计月数，得出消费者贷款年限内每月的还款数额；后者是以每月为利息清算单位，就是说，消费者每月还款的数额是由每月所还的本金，加上上月贷款总额产生的利息构成，其中每月所还本金就是消费者贷款总额除以贷款总月数得出的数额。
两种还款之间，差别巨大。比如，一位消费者在2004年1月1日买了一套100万元的房子，首付30万元，公积金贷款10万元，其余的60万元选择银行的按揭贷款，年利率5.04％，还款期限30年。在这30年中，采用等额法和递减法所产生的利息总额是多少？经计算，采用等额法累计支付利息为564820.84元，而采用递减法累计支付利息为461467.00元，两者相差103353.84元。现在大多数按揭贷款的人选择的都是等额法，因此选择等额法要比选择递减法的购房者要在30年中多还103353.84元之多。
传统的观点认为，等额法有一个好处，就是每个月还款的数额是固定的，在消费者月收入相对固定的情况下，一般不会因为还款而感到压力；而递减法前期本金基数较大，产生的利息就比较多，消费者前期的还款压力是比较大。在计算中记者得到这样的数据：采用等额法每月还款额为3235.6135元，而采用递减法第一个月和最后一个月的还款额分别为4270.67元、1672.70元。由此可以得出，采用递减法，首月还款要比等额法高1035.0565元，最后一个月还款则比等额法少低1562.9135元。
可见，选择递减法，前期还款相对较重，但如果能咬咬牙经受住“三板斧”，那么还款数额会逐月减少，还款压力也会变得越来越轻松，最后节省大笔的利息支出，还是非常值得的。
等额还款方式
两种还款之间，差别巨大。比如，一位消费者在2004年1月1日买了一套100万元的房子，首付30万元，公积金贷款10万元，其余的60万元选择银行的按揭贷款，年利率5.04％，还款期限30年。在这30年中，采用等额法和递减法所产生的利息总额是多少？经计算，采用等额法累计支付利息为564820.84元，而采用递减法累计支付利息为461467.00元，两者相差103353.84元。现在大多数按揭贷款的人选择的都是等额法，因此选择等额法要比选择递减法的购房者要在30年中多还103353.84元之多。
传统的观点认为，等额法有一个好处，就是每个月还款的数额是固定的，在消费者月收入相对固定的情况下，一般不会因为还款而感到压力；而递减法前期本金基数较大，产生的利息就比较多，消费者前期的还款压力是比较大。在计算中记者得到这样的数据：采用等额法每月还款额为3235.6135元，而采用递减法第一个月和最后一个月的还款额分别为4270.67元、1672.70元。由此可以得出，采用递减法，首月还款要比等额法高1035.0565元，最后一个月还款则比等额法少低1562.9135元。
可见，选择递减法，前期还款相对较重，但如果能咬咬牙经受住“三板斧”，那么还款数额会逐月减少，还款压力也会变得越来越轻松，最后节省大笔的利息支出，还是非常值得的。
等额还款方式
| 价格 | 月 | 年率 | 月率 | 月付 |
| 100 | 360 | .0576 | .0048 | .584208273772593 |
| 还款期数 | 每期还款额 | 本期应还本金 | 本期应还利息 | 剩余本金 |
| 1 | .584208273772593 | .104208273772593 | .48 | 99.8957917262274 |
| 2 | .584208273772593 | .104708473486702 | .479499800285892 | 99.7910832527407 |
| 3 | .584208273772593 | .105211074159438 | .478997199613155 | 99.6858721785813 |
| 4 | .584208273772593 | .105716087315403 | .47849218645719 | 99.5801560912659 |
| 5 | .584208273772593 | .106223524534517 | .477984749238076 | 99.4739325667313 |
| 6 | .584208273772593 | .106733397452283 | .47747487632031 | 99.3671991692791 |
| 7 | .584208273772593 | .107245717760054 | .476962556012539 | 99.259953451519 |
| 8 | .584208273772593 | .107760497205302 | .476447776567291 | 99.1521929543137 |
| 9 | .584208273772593 | .108277747591888 | .475930526180706 | 99.0439152067218 |
| 10 | .584208273772593 | .108797480780329 | .475410792992265 | 98.9351177259415 |
| 11 | .584208273772593 | .109319708688074 | .474888565084519 | 98.8257980172534 |
| 12 | .584208273772593 | .109844443289777 | .474363830482816 | 98.7159535739636 |
| 13 | .584208273772593 | .110371696617568 | .473836577155025 | 98.6055818773461 |
| 14 | .584208273772593 | .110901480761332 | .473306793011261 | 98.4946803965848 |
| 15 | .584208273772593 | .111433807868987 | .472774465903607 | 98.3832465887158 |
| 16 | .584208273772593 | .111968690146758 | .472239583625836 | 98.271277898569 |
| 17 | .584208273772593 | .112506139859462 | .471702133913131 | 98.1587717587095 |
| 18 | .584208273772593 | .113046169330788 | .471162104441806 | 98.0457255893788 |
| 19 | .584208273772593 | .113588790943575 | .470619482829018 | 97.9321367984352 |
| 20 | .584208273772593 | .114134017140105 | .470074256632489 | 97.8180027812951 |
| 21 | .584208273772593 | .114681860422377 | .469526413350216 | 97.7033209208727 |
| 22 | .584208273772593 | .115232333352404 | .468975940420189 | 97.5880885875203 |
| 23 | .584208273772593 | .115785448552496 | .468422825220097 | 97.4723031389678 |
| 24 | .584208273772593 | .116341218705548 | .467867055067045 | 97.3559619202622 |
| 25 | .584208273772593 | .116899656555335 | .467308617217259 | 97.2390622637069 |
| 26 | .584208273772593 | .1174607749068 | .466747498865793 | 97.1216014888001 |
| 27 | .584208273772593 | .118024586626353 | .46618368714624 | 97.0035769021738 |
| 28 | .584208273772593 | .118591104642159 | .465617169130434 | 96.8849857975316 |
| 29 | .584208273772593 | .119160341944442 | .465047931828152 | 96.7658254555872 |
| 30 | .584208273772593 | .119732311585775 | .464475962186818 | 96.6460931440014 |
| 31 | .584208273772593 | .120307026681387 | .463901247091207 | 96.52578611732 |
| 32 | .584208273772593 | .120884500409457 | .463323773363136 | 96.4049016169105 |
| 33 | .584208273772593 | .121464746011423 | .462743527761171 | 96.2834368708991 |
| 34 | .584208273772593 | .122047776792278 | .462160496980316 | 96.1613890941068 |
| 35 | .584208273772593 | .122633606120881 | .461574667651713 | 96.038755487986 |
| 36 | .584208273772593 | .123222247430261 | .460986026342333 | 95.9155332405557 |
| 37 | .584208273772593 | .123813714217926 | .460394559554667 | 95.7917195263378 |
| 38 | .584208273772593 | .124408020046172 | .459800253726421 | 95.6673115062916 |
| 39 | .584208273772593 | .125005178542394 | .4592030952302 | 95.5423063277492 |
| 40 | .584208273772593 | .125605203399397 | .458603070373196 | 95.4167011243498 |
| 41 | .584208273772593 | .126208108375714 | .458000165396879 | 95.2904930159741 |
| 42 | .584208273772593 | .126813907295918 | .457394366476675 | 95.1636791086782 |
| 43 | .584208273772593 | .127422614050938 | .456785659721655 | 95.0362564946272 |
| 44 | .584208273772593 | .128034242598383 | .456174031174211 | 94.9082222520288 |
| 45 | .584208273772593 | .128648806962855 | .455559466809738 | 94.779573445066 |
| 46 | .584208273772593 | .129266321236277 | .454941952536317 | 94.6503071238297 |
| 47 | .584208273772593 | .129886799578211 | .454321474194382 | 94.5204203242515 |
| 48 | .584208273772593 | .130510256216186 | .453698017556407 | 94.3899100680353 |
| 49 | .584208273772593 | .131136705446024 | .453071568326569 | 94.2587733625893 |
| 50 | .584208273772593 | .131766161632165 | .452442112140428 | 94.1270072009571 |
| 51 | .584208273772593 | .132398639207999 | .451809634564594 | 93.9946085617491 |
| 52 | .584208273772593 | .133034152676198 | .451174121096396 | 93.8615744090729 |
| 53 | .584208273772593 | .133672716609044 | .45053555716355 | 93.7279016924638 |
| 54 | .584208273772593 | .134314345648767 | .449893928123826 | 93.5935873468151 |
| 55 | .584208273772593 | .134959054507881 | .449249219264712 | 93.4586282923072 |
| 56 | .584208273772593 | .135606857969519 | .448601415803075 | 93.3230214343377 |
| 57 | .584208273772593 | .136257770887772 | .447950502884821 | 93.1867636634499 |
| 58 | .584208273772593 | .136911808188034 | .44729646558456 | 93.0498518552619 |
| 59 | .584208273772593 | .137568984867336 | .446639288905257 | 92.9122828703945 |
| 60 | .584208273772593 | .1382293159947 | .445978957777894 | 92.7740535543999 |
| 61 | .584208273772593 | .138892816711474 | .445315457061119 | 92.6351607376884 |
| 62 | .584208273772593 | .139559502231689 | .444648771540904 | 92.4956012354567 |
| 63 | .584208273772593 | .140229387842401 | .443978885930192 | 92.3553718476143 |
| 64 | .584208273772593 | .140902488904045 | .443305784868549 | 92.2144693587102 |
| 65 | .584208273772593 | .141578820850784 | .442629452921809 | 92.0728905378595 |
| 66 | .584208273772593 | .142258399190868 | .441949874581725 | 91.9306321386686 |
| 67 | .584208273772593 | .142941239506984 | .441267034265609 | 91.7876908991616 |
| 68 | .584208273772593 | .143627357456618 | .440580916315976 | 91.644063541705 |
| 69 | .584208273772593 | .144316768772409 | .439891505000184 | 91.4997467729326 |
| 70 | .584208273772593 | .145009489262517 | .439198784510076 | 91.3547372836701 |
| 71 | .584208273772593 | .145705534810977 | .438502738961616 | 91.2090317488591 |
| 72 | .584208273772593 | .14640492137807 | .437803352394524 | 91.062626827481 |
| 73 | .584208273772593 | .147107665000684 | .437100608771909 | 90.9155191624803 |
| 74 | .584208273772593 | .147813781792688 | .436394491979906 | 90.7677053806876 |
| 75 | .584208273772593 | .148523287945293 | .435684985827301 | 90.6191820927423 |
| 76 | .584208273772593 | .14923619972743 | .434972074045163 | 90.4699458930149 |
| 77 | .584208273772593 | .149952533486122 | .434255740286472 | 90.3199933595288 |
| 78 | .584208273772593 | .150672305646855 | .433535968125738 | 90.169321053882 |
| 79 | .584208273772593 | .15139553271396 | .432812741058633 | 90.017925521168 |
| 80 | .584208273772593 | .152122231270987 | .432086042501606 | 89.865803289897 |
| 81 | .584208273772593 | .152852417981088 | .431355855791506 | 89.7129508719159 |
| 82 | .584208273772593 | .153586109587397 | .430622164185196 | 89.5593647623285 |
| 83 | .584208273772593 | .154323322913416 | .429884950859177 | 89.4050414394151 |
| 84 | .584208273772593 | .155064074863401 | .429144198909192 | 89.2499773645517 |
| 85 | .584208273772593 | .155808382422745 | .428399891349848 | 89.0941689821289 |
| 86 | .584208273772593 | .156556262658374 | .427652011114219 | 88.9376127194706 |
| 87 | .584208273772593 | .157307732719135 | .426900541053459 | 88.7803049867514 |
| 88 | .584208273772593 | .158062809836186 | .426145463936407 | 88.6222421769153 |
| 89 | .584208273772593 | .1588215113234 | .425386762449193 | 88.4634206655919 |
| 90 | .584208273772593 | .159583854577752 | .424624419194841 | 88.3038368110141 |
| 91 | .584208273772593 | .160349857079726 | .423858416692868 | 88.1434869539344 |
| 92 | .584208273772593 | .161119536393708 | .423088737378885 | 87.9823674175407 |
| 93 | .584208273772593 | .161892910168398 | .422315363604195 | 87.8204745073723 |
| 94 | .584208273772593 | .162669996137206 | .421538277635387 | 87.6578045112351 |
| 95 | .584208273772593 | .163450812118665 | .420757461653928 | 87.4943536991164 |
| 96 | .584208273772593 | .164235376016835 | .419972897755759 | 87.3301183230996 |
| 97 | .584208273772593 | .165023705821715 | .419184567950878 | 87.1650946172779 |
| 98 | .584208273772593 | .16581581960966 | .418392454162934 | 86.9992787976682 |
| 99 | .584208273772593 | .166611735543786 | .417596538228807 | 86.8326670621244 |
| 100 | .584208273772593 | .167411471874396 | .416796801898197 | 86.66525559025 |
| 101 | .584208273772593 | .168215046939393 | .4159932268332 | 86.4970405433106 |
| 102 | .584208273772593 | .169022479164702 | .415185794607891 | 86.3280180641459 |
| 103 | .584208273772593 | .169833787064693 | .4143744867079 | 86.1581842770812 |
| 104 | .584208273772593 | .170648989242603 | .41355928452999 | 85.9875352878386 |
| 105 | .584208273772593 | .171468104390968 | .412740169381625 | 85.8160671834477 |
| 106 | .584208273772593 | .172291151292045 | .411917122480549 | 85.6437760321556 |
| 107 | .584208273772593 | .173118148818246 | .411090124954347 | 85.4706578833374 |
| 108 | .584208273772593 | .173949115932574 | .410259157840019 | 85.2967087674048 |
| 109 | .584208273772593 | .17478407168905 | .409424202083543 | 85.1219246957157 |
| 110 | .584208273772593 | .175623035233158 | .408585238539436 | 84.9463016604826 |
| 111 | .584208273772593 | .176466025802277 | .407742247970316 | 84.7698356346803 |
| 112 | .584208273772593 | .177313062726128 | .406895211046465 | 84.5925225719542 |
| 113 | .584208273772593 | .178164165427213 | .40604410834538 | 84.414358406527 |
| 114 | .584208273772593 | .179019353421264 | .405188920351329 | 84.2353390531057 |
| 115 | .584208273772593 | .179878646317686 | .404329627454907 | 84.055460406788 |
| 116 | .584208273772593 | .180742063820011 | .403466209952582 | 83.874718342968 |
| 117 | .584208273772593 | .181609625726347 | .402598648046246 | 83.6931087172417 |
| 118 | .584208273772593 | .182481351929833 | .40172692184276 | 83.5106273653118 |
| 119 | .584208273772593 | .183357262419097 | .400851011353497 | 83.3272701028927 |
| 120 | .584208273772593 | .184237377278708 | .399970896493885 | 83.143032725614 |
| 121 | .584208273772593 | .185121716689646 | .399086557082947 | 82.9579110089244 |
| 122 | .584208273772593 | .186010300929756 | .398197972842837 | 82.7719007079946 |
| 123 | .584208273772593 | .186903150374219 | .397305123398374 | 82.5849975576204 |
| 124 | .584208273772593 | .187800285496015 | .396407988276578 | 82.3971972721244 |
| 125 | .584208273772593 | .188701726866396 | .395506546906197 | 82.208495545258 |
| 126 | .584208273772593 | .189607495155355 | .394600778617238 | 82.0188880501026 |
| 127 | .584208273772593 | .190517611132101 | .393690662640493 | 81.8283704389705 |
| 128 | .584208273772593 | .191432095665535 | .392776178107059 | 81.636938343305 |
| 129 | .584208273772593 | .192350969724729 | .391857304047864 | 81.4445873735803 |
| 130 | .584208273772593 | .193274254379408 | .390934019393185 | 81.2513131192009 |
| 131 | .584208273772593 | .194201970800429 | .390006302972164 | 81.0571111484004 |
| 132 | .584208273772593 | .195134140260271 | .389074133512322 | 80.8619770081402 |
| 133 | .584208273772593 | .196070784133521 | .388137489639073 | 80.6659062240066 |
| 134 | .584208273772593 | .197011923897361 | .387196349875232 | 80.4688943001093 |
| 135 | .584208273772593 | .197957581132069 | .386250692640525 | 80.2709367189772 |
| 136 | .584208273772593 | .198907777521503 | .385300496251091 | 80.0720289414557 |
| 137 | .584208273772593 | .199862534853606 | .384345738918987 | 79.8721664066021 |
| 138 | .584208273772593 | .200821875020903 | .38338639875169 | 79.6713445315812 |
| 139 | .584208273772593 | .201785820021004 | .38242245375159 | 79.4695587115602 |
| 140 | .584208273772593 | .202754391957104 | .381453881815489 | 79.2668043196031 |
| 141 | .584208273772593 | .203727613038499 | .380480660734095 | 79.0630767065646 |
| 142 | .584208273772593 | .204705505581083 | .37950276819151 | 78.8583712009835 |
| 143 | .584208273772593 | .205688092007872 | .378520181764721 | 78.6526831089756 |
| 144 | .584208273772593 | .20667539484951 | .377532878923083 | 78.4460077141261 |
| 145 | .584208273772593 | .207667436744788 | .376540837027805 | 78.2383402773813 |
| 146 | .584208273772593 | .208664240441163 | .37554403333143 | 78.0296760369402 |
| 147 | .584208273772593 | .209665828795281 | .374542444977313 | 77.8200102081449 |
| 148 | .584208273772593 | .210672224773498 | .373536048999095 | 77.6093379833714 |
| 149 | .584208273772593 | .211683451452411 | .372524822320183 | 77.397654531919 |
| 150 | .584208273772593 | .212699532019382 | .371508741753211 | 77.1849549998996 |
| 151 | .584208273772593 | .213720489773075 | .370487783999518 | 76.9712345101265 |
| 152 | .584208273772593 | .214746348123986 | .369461925648607 | 76.7564881620025 |
| 153 | .584208273772593 | .215777130594981 | .368431143177612 | 76.5407110314075 |
| 154 | .584208273772593 | .216812860821837 | .367395412950756 | 76.3238981705857 |
| 155 | .584208273772593 | .217853562553782 | .366354711218811 | 76.1060446080319 |
| 156 | .584208273772593 | .21889925965404 | .365309014118553 | 75.8871453483779 |
| 157 | .584208273772593 | .21994997610038 | .364258297672214 | 75.6671953722775 |
| 158 | .584208273772593 | .221005735985661 | .363202537786932 | 75.4461896362918 |
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| 230 | .584208273772593 | .311987106163531 | .272221167609062 | 56.4007561457245 |
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| 234 | .584208273772593 | .318020525878155 | .266187747894439 | 55.1377602854632 |
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| 240 | .584208273772593 | .327290130864853 | .256918142907741 | 53.1973229749144 |
| 241 | .584208273772593 | .328861123493004 | .255347150279589 | 52.8684618514214 |
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| 248 | .584208273772593 | .340071252465374 | .24413702130722 | 50.5218081865387 |
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| 250 | .584208273772593 | .343343771730698 | .240864502041895 | 49.8367608203308 |
| 251 | .584208273772593 | .344991821835005 | .239216451937588 | 49.4917689984958 |
| 252 | .584208273772593 | .346647782579813 | .23756049119278 | 49.145121215916 |
| 253 | .584208273772593 | .348311691936197 | .235896581836397 | 48.7968095239798 |
| 254 | .584208273772593 | .34998358805749 | .234224685715103 | 48.4468259359223 |
| 255 | .584208273772593 | .351663509280166 | .232544764492427 | 48.0951624266421 |
| 256 | .584208273772593 | .353351494124711 | .230856779647882 | 47.7418109325174 |
| 257 | .584208273772593 | .35504758129651 | .229160692476084 | 47.3867633512209 |
| 258 | .584208273772593 | .356751809686733 | .22745646408586 | 47.0300115415342 |
| 259 | .584208273772593 | .358464218373229 | .225744055399364 | 46.671547323161 |
| 260 | .584208273772593 | .360184846621421 | .224023427151173 | 46.3113624765395 |
| 261 | .584208273772593 | .361913733885204 | .22229453988739 | 45.9494487426543 |
| 262 | .584208273772593 | .363650919807852 | .220557353964741 | 45.5857978228465 |
| 263 | .584208273772593 | .36539644422293 | .218811829549663 | 45.2204013786236 |
| 264 | .584208273772593 | .3671503471552 | .217057926617393 | 44.8532510314684 |
| 265 | .584208273772593 | .368912668821545 | .215295604951048 | 44.4843383626468 |
| 266 | .584208273772593 | .370683449631889 | .213524824140705 | 44.1136549130149 |
| 267 | .584208273772593 | .372462730190122 | .211745543582472 | 43.7411921828248 |
| 268 | .584208273772593 | .374250551295034 | .209957722477559 | 43.3669416315298 |
| 269 | .584208273772593 | .37604695394125 | .208161319831343 | 42.9908946775885 |
| 270 | .584208273772593 | .377851979320168 | .206356294452425 | 42.6130426982683 |
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| 275 | .584208273772593 | .387007902797809 | .197200370974784 | 40.6964027169488 |
| 276 | .584208273772593 | .388865540731239 | .195342733041354 | 40.3075371762176 |
| 277 | .584208273772593 | .390732095326749 | .193476178445844 | 39.9168050808909 |
| 278 | .584208273772593 | .392607609384317 | .191600664388276 | 39.5241974715065 |
| 279 | .584208273772593 | .394492125909362 | .189716147863231 | 39.1297053455972 |
| 280 | .584208273772593 | .396385688113727 | .187822585658866 | 38.7333196574835 |
| 281 | .584208273772593 | .398288339416673 | .185919934355921 | 38.3350313180668 |
| 282 | .584208273772593 | .400200123445873 | .184008150326721 | 37.9348311946209 |
| 283 | .584208273772593 | .402121084038413 | .18208718973418 | 37.5327101105825 |
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| 285 | .584208273772593 | .405990711314958 | .178217562457635 | 36.7226681340257 |
| 286 | .584208273772593 | .40793946672927 | .176268807043324 | 36.3147286672965 |
| 287 | .584208273772593 | .40989757616957 | .174310697603023 | 35.9048310911269 |
| 288 | .584208273772593 | .411865084535184 | .172343189237409 | 35.4929660065917 |
| 289 | .584208273772593 | .413842036940953 | .17036623683164 | 35.0791239696508 |
| 290 | .584208273772593 | .41582847871827 | .168379795054324 | 34.6632954909325 |
| 291 | .584208273772593 | .417824455416117 | .166383818356476 | 34.2454710355164 |
| 292 | .584208273772593 | .419830012802115 | .164378260970479 | 33.8256410227143 |
| 293 | .584208273772593 | .421845196863565 | .162363076909028 | 33.4037958258507 |
| 294 | .584208273772593 | .42387005380851 | .160338219964083 | 32.9799257720422 |
| 295 | .584208273772593 | .425904630066791 | .158303643705803 | 32.5540211419754 |
| 296 | .584208273772593 | .427948972291111 | .156259301481482 | 32.1260721696843 |
| 297 | .584208273772593 | .430003127358109 | .154205146414485 | 31.6960690423262 |
| 298 | .584208273772593 | .432067142369428 | .152141131403166 | 31.2640018999568 |
| 299 | .584208273772593 | .434141064652801 | .150067209119792 | 30.829860835304 |
| 300 | .584208273772593 | .436224941763134 | .147983332009459 | 30.3936358935408 |
| 301 | .584208273772593 | .438318821483597 | .145889452288996 | 29.9553170720572 |
| 302 | .584208273772593 | .440422751826719 | .143785521945875 | 29.5148943202305 |
| 303 | .584208273772593 | .442536781035487 | .141671492737106 | 29.072357539195 |
| 304 | .584208273772593 | .444660957584457 | .139547316188136 | 28.6276965816106 |
| 305 | .584208273772593 | .446795330180863 | .137412943591731 | 28.1809012514297 |
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| 307 | .584208273772593 | .451094859515006 | .133113414257587 | 27.280866444149 |
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| 310 | .584208273772593 | .457621855056195 | .126586418716399 | 25.9145487108602 |
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| 314 | .584208273772593 | .466471658998706 | .117736614773887 | 24.0619897522278 |
| 315 | .584208273772593 | .4687107229619 | .115497550810693 | 23.5932790292659 |
| 316 | .584208273772593 | .470960534432117 | .113247739340476 | 23.1223184948338 |
| 317 | .584208273772593 | .473221144997391 | .110987128775202 | 22.6490973498364 |
| 318 | .584208273772593 | .475492606493379 | .108715667279215 | 22.173604743343 |
| 319 | .584208273772593 | .477774971004547 | .106433302768046 | 21.6958297723384 |
| 320 | .584208273772593 | .480068290865369 | .104139982907225 | 21.2157614814731 |
| 321 | .584208273772593 | .482372618661523 | .101835655111071 | 20.7333888628116 |
| 322 | .584208273772593 | .484688007231098 | 9.95202665414955E-02 | 20.2487008555805 |
| 323 | .584208273772593 | .487014509665807 | 9.71937641067862E-02 | 19.7616863459147 |
| 324 | .584208273772593 | .489352179312203 | 9.48560944603903E-02 | 19.2723341666024 |
| 325 | .584208273772593 | .491701069772902 | 9.25072039996917E-02 | 18.7806330968295 |
| 326 | .584208273772593 | .494061234907812 | 9.01470388647818E-02 | 18.2865718619217 |
| 327 | .584208273772593 | .496432728835369 | 8.77755449372243E-02 | 17.7901391330864 |
| 328 | .584208273772593 | .498815605933779 | 8.53926678388146E-02 | 17.2913235271526 |
| 329 | .584208273772593 | .501209920842261 | 8.29983529303324E-02 | 16.7901136063103 |
| 330 | .584208273772593 | .503615728462304 | 8.05925453102896E-02 | 16.286497877848 |
| 331 | .584208273772593 | .506033083958923 | 7.81751898136705E-02 | 15.7804647938891 |
| 332 | .584208273772593 | .508462042761926 | 7.57462310106677E-02 | 15.2720027511272 |
| 333 | .584208273772593 | .510902660567183 | 7.33056132054104E-02 | 14.76110009056 |
| 334 | .584208273772593 | .513354993337905 | .070853280434688 | 14.2477450972221 |
| 335 | .584208273772593 | .515819097305927 | .068389176466666 | 13.7319259999162 |
| 336 | .584208273772593 | .518295028972996 | 6.59132447995976E-02 | 13.2136309709432 |
| 337 | .584208273772593 | .520782845112066 | 6.34254286605272E-02 | 12.6928481258311 |
| 338 | .584208273772593 | .523282602768604 | 6.09256710039893E-02 | 12.1695655230625 |
| 339 | .584208273772593 | .525794359261893 | .0584139145107 | 11.6437711638006 |
| 340 | .584208273772593 | .52831817218635 | 5.58901015862429E-02 | 11.1154529916142 |
| 341 | .584208273772593 | .530854099412845 | 5.33541743597484E-02 | 10.5845988922014 |
| 342 | .584208273772593 | .533402199090027 | 5.08060746825667E-02 | 10.0511966931114 |
| 343 | .584208273772593 | .535962529645659 | 4.82457441269346E-02 | 9.51523416346572 |
| 344 | .584208273772593 | .538535149787958 | 4.56731239846354E-02 | 8.97669901367776 |
| 345 | .584208273772593 | .54112011850694 | 4.30881552656533E-02 | 8.43557889517082 |
| 346 | .584208273772593 | .543717495075773 | 4.04907786968199E-02 | 7.89186140009505 |
| 347 | .584208273772593 | .546327339052137 | 3.78809347204562E-02 | 7.34553406104291 |
| 348 | .584208273772593 | .548949710279587 | .035258563493006 | 6.79658435076332 |
| 349 | .584208273772593 | .551584668888929 | 3.26236048836639E-02 | 6.24499968187439 |
| 350 | .584208273772593 | .554232275299596 | 2.99759984729971E-02 | 5.6907674065748 |
| 351 | .584208273772593 | .556892590221034 | .027315683551559 | 5.13387481635376 |
| 352 | .584208273772593 | .559565674654095 | 2.46425991184981E-02 | 4.57430914169967 |
| 353 | .584208273772593 | .562251589892435 | 2.19566838801584E-02 | 4.01205755180723 |
| 354 | .584208273772593 | .564950397523919 | 1.92578762486747E-02 | 3.44710715428331 |
| 355 | .584208273772593 | .567662159432033 | 1.65461143405599E-02 | 2.87944499485128 |
| 356 | .584208273772593 | .570386937797307 | 1.38213359752861E-02 | 2.30905805705397 |
| 357 | .584208273772593 | .573124795098734 | 1.10834786738591E-02 | 1.73593326195524 |
| 358 | .584208273772593 | .575875794115208 | 8.33247965738514E-03 | 1.16005746784003 |
| 359 | .584208273772593 | .578639997926961 | 5.56827584563214E-03 | .581417469913069 |
| 360 | .584208273772593 | .581417469917011 | 2.79080385558273E-03 | 0 |
| 合计 | 210.314978558134 | 100 | 110.31497855813 | / |
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