财务计算

注意：实际计算利息都是以月利息来算的，名义年利率=月利率*12

假设贷款12000，12期，每期月底还钱。那么，不同的年利息下，每期应该还多少？

贷款多少 每期末还多少 多少期 等价月利率 等价名义年利率 12000 1055 12 0.83% 10.00% 12000 1056 12 0.85% 10.18% 12000 1057 12 0.86% 10.36% 12000 1058 12 0.88% 10.54% 12000 1059 12 0.89% 10.72% 12000 1060 12 0.91% 10.90% 12000 1061 12 0.92% 11.08% 12000 1062 12 0.94% 11.25% 12000 1063 12 0.95% 11.43% 12000 1064 12 0.97% 11.61% 12000 1065 12 0.98% 11.79% 12000 1066 12 1.00% 11.97% 12000 1067 12 1.01% 12.15% 12000 1068 12 1.03% 12.32% 12000 1069 12 1.04% 12.50% 12000 1070 12 1.06% 12.68% 12000 1071 12 1.07% 12.86% 12000 1072 12 1.09% 13.03% 12000 1073 12 1.10% 13.21% 12000 1074 12 1.12% 13.39% 12000 1075 12 1.13% 13.57% 12000 1076 12 1.15% 13.74% 12000 1077 12 1.16% 13.92% 12000 1078 12 1.17% 14.10% 12000 1079 12 1.19% 14.28% 12000 1080 12 1.20% 14.45% 12000 1081 12 1.22% 14.63% 12000 1082 12 1.23% 14.81% 12000 1083 12 1.25% 14.98% 12000 1084 12 1.26% 15.16% 12000 1085 12 1.28% 15.34% 12000 1086 12 1.29% 15.51% 12000 1087 12 1.31% 15.69% 12000 1088 12 1.32% 15.86% 12000 1089 12 1.34% 16.04% 12000 1090 12 1.35% 16.22% 12000 1091 12 1.37% 16.39% 12000 1092 12 1.38% 16.57% 12000 1093 12 1.40% 16.74% 12000 1094 12 1.41% 16.92% 12000 1095 12 1.42% 17.10% 12000 1096 12 1.44% 17.27% 12000 1097 12 1.45% 17.45% 12000 1098 12 1.47% 17.62% 12000 1099 12 1.48% 17.80% 12000 1100 12 1.50% 17.97%

等效年利息 每月还钱 0.00% ￥-1,000.00 0.50% ￥-1,002.71 1.00% ￥-1,005.42 1.50% ￥-1,008.14 2.00% ￥-1,010.87 2.50% ￥-1,013.59 3.00% ￥-1,016.32 3.50% ￥-1,019.06 4.00% ￥-1,021.80 4.50% ￥-1,024.54 5.00% ￥-1,027.29 5.50% ￥-1,030.04 6.00% ￥-1,032.80 6.50% ￥-1,035.56 7.00% ￥-1,038.32 7.50% ￥-1,041.09 8.00% ￥-1,043.86 8.50% ￥-1,046.64 9.00% ￥-1,049.42 9.50% ￥-1,052.20 10.00% ￥-1,054.99 10.50% ￥-1,057.78 11.00% ￥-1,060.58 11.50% ￥-1,063.38 12.00% ￥-1,066.19 12.50% ￥-1,068.99 13.00% ￥-1,071.81 13.50% ￥-1,074.62 14.00% ￥-1,077.45 14.50% ￥-1,080.27 15.00% ￥-1,083.10 15.50% ￥-1,085.93 16.00% ￥-1,088.77 16.50% ￥-1,091.61 17.00% ￥-1,094.46

等效年利息	每月还钱
0.00%	￥-1,000.00
0.50%	￥-1,002.71
1.00%	￥-1,005.42
1.50%	￥-1,008.14
2.00%	￥-1,010.87
2.50%	￥-1,013.59
3.00%	￥-1,016.32
3.50%	￥-1,019.06
4.00%	￥-1,021.80
4.50%	￥-1,024.54
5.00%	￥-1,027.29
5.50%	￥-1,030.04
6.00%	￥-1,032.80
6.50%	￥-1,035.56
7.00%	￥-1,038.32
7.50%	￥-1,041.09
8.00%	￥-1,043.86
8.50%	￥-1,046.64
9.00%	￥-1,049.42
9.50%	￥-1,052.20
10.00%	￥-1,054.99
10.50%	￥-1,057.78
11.00%	￥-1,060.58
11.50%	￥-1,063.38
12.00%	￥-1,066.19
12.50%	￥-1,068.99
13.00%	￥-1,071.81
13.50%	￥-1,074.62
14.00%	￥-1,077.45
14.50%	￥-1,080.27
15.00%	￥-1,083.10
15.50%	￥-1,085.93
16.00%	￥-1,088.77
16.50%	￥-1,091.61
17.00%	￥-1,094.46