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                <td height="33" valign="top"><img title="General Information" alt="General Information" src="gen_info.gif"></td>
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                <td valign="top" class="tab_top1"><a style="cursor: default;" href="javascript:tabhome('a1tabl1','4');"><img id="a1tabl1" title="Banking with us" alt="Banking with us" src="tabl1_over.gif"></a> <a href="javascript:tabhome('a2tabl2','4');" style="cursor: pointer;"><img id="a2tabl2" title="Fees &amp; rates" alt="Fees &amp; rates" src="tabl2_normal.gif"></a> <a href="javascript:tabhome('a3tabl3','4');" style="cursor: pointer;"><img id="a3tabl3" title="Security" alt="Security" src="tabl3_normal.gif"></a><a href="javascript:tabhome('a4tabl4','4');" style="cursor: pointer;"><img id="a4tabl4" title="Education" alt="Education" src="tabl4_normal.gif"></a></td>
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                      <td width="320" valign="bottom" align="left"><img title="Manage your money the way you want to" alt="Manage your money the way you want to" src="tab1_img.jpg"></td>
                      <td width="200" valign="top"><h2>Citibank Online - Banking without boundaries.</h2>
                        <ul>
                          <li><a href="/gcb/otherservices/online_banking.htm?eOfferCode=SGHGIBWU1">Citibank Online</a></li>
                          <li><a href="/gcb/otherservices/citimobile.htm?eOfferCode=SGHGIBWU2">Citi Mobile</a></li>

                          <li><a href="/gcb/otherservices/bankwithus_cp.htm?eOfferCode=SGHGIBWU3">CitiPhone self-service banking</a></li>
                          <li><a href="/gcb/otherservices/cb_location.htm?eOfferCode=SGHGIBWU4">Branches &amp; ATMs</a></li>
                          <li><a target="_blank" href="https://www.citigold.citibank.com.sg/citigold/facilities_online.htm?eOfferCode=SGHGIBWU5">Citigold centres</a></li>
                          <li><a href="/gcb/static/contact.htm?eOfferCode=SGHGIBWU6">Contact us</a></li>
                          <li><a href="/gcb/static/products_tncs.htm?eOfferCode=SGHGIBWU7">Product Terms and Conditions</a></li>

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                      <td width="320" valign="bottom" align="left"><img title="Your quick and easy guide" alt="Your quick and easy guide" src="tab2_img.jpg"></td>
                      <td width="200" valign="top"><h2>Check out a list of our competitive rates. </h2>
                        <ul>

                          <li><a href="/gcb/static/banking_fees.htm?eOfferCode=SGHGIFNR1">Banking fees</a></li>
                          <li><a href="/gcb/static/deposit_boardrates.htm?eOfferCode=SGHGIFNR2">S$ Time deposit rates</a></li>
                          <li><a target="_blank" href="https://www.citibank.com.sg/SGGCB/apfa/sggcb/enav/eNavMainEntry.do?eOfferCode=SGHGIFNR3">Daily fund prices</a></li>
                          <li><a href="/gcb/otherservices/payments_transfers.htm?eOfferCode=SGHGIFNR4">Online remittances</a></li>
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                      <td width="320" valign="top" align="left"><img title="Bank confidently with us" alt="Bank confidently with us" src="tab3_img.jpg"></td>
                      <td width="200" valign="top"><ul>
                          <li><a href="/gcb/otherservices/cbpre_2factor.htm?eOfferCode=SGHGIS1">One-time PIN authentication</a></li>
                          <li><a href="/gcb/otherservices/isec.htm?eOfferCode=SGHGIS2#jump_SECUlink1">Security tips</a></li>
                          <li><a href="/gcb/otherservices/isec.htm?eOfferCode=SGHGIS3#jump_SECUlink3">Your role &amp; obligations</a></li>

                          <li><a href="/gcb/otherservices/isec.htm?eOfferCode=SGHGIS4#jump_SECUlink4">Email fraud</a></li>
                          <li><a href="/gcb/otherservices/isec.htm?eOfferCode=SGHGIS5#jump_SECUlink2">Citibank security</a></li>
                          <li><a href="/gcb/otherservices/isec.htm?eOfferCode=SGHGIS6#jump_SECUlink5">Reporting incidents</a></li>
                          <li><a href="/gcb/otherservices/browsers.htm?eOfferCode=SGHGIS7">Supported browsers</a></li>
                          <li><a href="/gcb/credit_cards/secure_online_shoping.htm?eOfferCode=SGHGIS8">Secure Online Shopping</a></li>
                          <li><a href="/gcb/static/atm_security.htm?eOfferCode=SGHGIS9">ATM security tips</a></li>

                        </ul></td>
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                    <tbody><tr>
                      <td width="320" valign="top" align="left"><img title="Learn more about managing your money" alt="Learn more about managing your money" src="tab4_img.jpg"></td>
                      <td width="200" valign="top"><ul>
                          <li><a target="_blank" href="/global_docs/microsite/web_usecreditwisely/index.htm?eOfferCode=SGHGIE1">Use credit wisely</a></li>

                          <li><a href="/gcb/static/cb_financialstrength.htm?eOfferCode=SGHGIE2">Citibank Singapore's financial strength</a></li>
                          <li><a target="_blank" href="/global_docs/microsite/clearcard/creditwisely.htm?eOfferCode=SGHGIE3">Credit card tips for first-time users</a></li>
                          <li><a href="/gcb/static/contact.htm?eOfferCode=SGHGIE4">Reporting your concerns</a></li>
                          <li><a href="/gcb/static/paperstat.htm?eOfferCode=SGHGIE5">New statement Quick Guide</a></li>
                        </ul>
                        <h2>Regulations</h2>

                        <ul>
                          <li><a href="/gcb/static/disruption.htm?eOfferCode=SGHGIE6">"MAS Notice 626"</a></li>
                          <li><a target="_blank" href="/global_docs/prod/codeconsumer.pdf?eOfferCode=SGHGIE7">Code of consumer banking practice</a></li>
                          <li><a target="_blank" href="/global_docs/pdf/corpgovrpt06.pdf?eOfferCode=SGHGIE8">Corporate governance report</a></li>
                          <li><a target="_blank" href="/global_docs/prod/pr/2009Press/Fair_Dealing_Guidelines_Letter.pdf?eOfferCode=SGHGIE9">Fair dealing guidelines</a></li>
                        </ul></td>
                    </tr>
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